Regulated by Securities Commission Malaysia

Funding for Malaysian
MSMEs (Micro, Small & Medium Enterprises)

Returns for Investors.

Join Malaysia's first Shariah-compliant and conventional P2P Financing platform. Whether you're growing a business or building your wealth, microLEAP is here to support your journey.

RM 510M+

Funds Disbursed

8,818+

Investors

0.30%

Default Rate

As of 29th January 2026

Why Choose microLEAP?

A regulated marketplace that connects investors to vetted local businesses — offering both Shariah-compliant and conventional investment notes, with comprehensive credit-risk assessment and transparent reporting.

Regulated by Securities Commission Malaysia

Shariah-compliant & Conventional Options

Returns up to 18% P.A. (varies by note)

Quick, simple application process for MSMEs

Backed by trusted institutions

Our Track Record

2019

Go-Live

864

Financing Facilitated

16%

Net Average Return P.A

27,026

User Base

As of 29th January 2026

In The News

Featured in 100+ Articles across 50+ Media Outlets

BFM

Star

NST

Bernama

The Edge

Awani

Earn returns by funding real MSMEs
Starting from RM10.

Invest from as little as RM10 and support real businesses. Earn attractive returns while diversifying your portfolio. Our platform ensures every note undergoes strict credit assessment, with all notes backed by personal guarantees and selected notes with Personal Accident insurance.

League of Extraordinary Investors

Earn points. Reduce Fees. Get Rewarded.

Invest in our Notes to enter the League of Extraordinary Investors. Earn points, unlock exclusive perks, and rise from Rookie to Sifu as you invest. Plus, get ready for our exclusive reward programme microLEAP Alliance Programme.

Funding List

Choose Your Financing Options

A quick overview of microLEAP's financing products to help MSMEs choose the right solution.

Micro Financing

Tenor Up To 36 Months

Financing for micro-enterprises to grow operations.

Flexible repayment periods
Competitive interest rates
Quick approval

Invoice Financing

Tenor Up To 180 Days

Advance / Factor up to 80% of invoice value.

Immediate cash flow
No waiting for payments
Risk mitigation

Purchase Order Financing

Tenor Up To 180 Days

Funding to fulfil confirmed Purchase Orders.

Fulfill bigger orders
Supplier payment support
Business expansion

Working Capital

Tenor Up To 36 Months

Flexible financing for business needs.

Low minimum amount
Fast processing
Minimal documentation

SARANA & ePerolehan

Dedicated financing support for federal government-linked procurement tenders.

Government tender support
Competitive rates
Flexible terms

Financial Support Letter

Strengthen tender or contract bids.

Low minimum amount
Fast processing
Minimal documentation

How It Works

Four Steps to
Raise Funds or Invest

What Happens:

Choose your role:
- Issuer (Business Borrower): Create an account to apply for business financing.
- Investor (Lender): Create an account to invest in investment notes.
Complete a simple registration form with your basic details and email verification.
You'll get instant access to your microLEAP dashboard, where all financing and investment activities are managed.

Why It Matters:

This step ensures that both businesses and investors start their journey in a secure and structured digital environment.

Trusted by Industry Partners

microLEAP works with key institutional and corporate partners like SME Corp, TERAJU, MTDC, MyCIF, MAA and others to enhance access to funding and promote MSME growth. Ask us how we can co-create your own financing program.

Invest & Raise Financing the Shariah-compliant Way

Fully certified by Securities Commission-registered Shariah Advisors. microLEAP offers ethical, interest-free investments and financing options based on the principles of Commodity Murabahah (by Tawarruq arrangement)

Certified & Audited by Masryef Shariah Advisors

Ethical Investments

Interest-free & Shariah-compliant

Shariah-based Financing

for MSMEs

Certified by

Real Stories. Real Impact.

"microLEAP ni banyak tolong dalam kembangkan bisnes saya. Dari saya mula Enterprise sampailah sekarang ni dah Sendirian Berhad. Apa yang best nya, 100% online! Sangat mudah ya nak apply. Tak payah pergi office nak pening kepala bawa dokumen yang banyak. Sekejap je, saya dah dapat pembiayaan yang saya nak untuk pergi ke tahap seterusnya. Dek kepercayaan dan sokongan dari Pelabur microLEAP, saya mampu merasakan kejayaan yang diterima sekarang ni. Terima kasih ya, microLEAP!"

KZR

KFZ Zairis Resources

Founder & CEO

Company

"When we approached banks, our business faced challenges due to limited track record and reputation. microLEAP provided us with an accessible alternative. The financing process was straightforward and significantly simpler compared to traditional banks. From application to disbursement, it took only about two to three weeks to receive our working capital, with minimal documentation required. The fully online process also meant we did not need to visit the office, which saved us valuable time. With microLEAP’s support, our business achieved an estimated 10 to 15 percent growth in sales and profitability."

H&HL

Hill & Hail Legacy

Company

"I’ve been using microLEAP for almost 2 years now and honestly, it’s been a great experience. It’s a trustable P2P platform regulated by SC, so I feel safe investing here. They’ve got short-term notes which I really like, and the app is super easy to use. Everything is very transparent and their team always gives a fast response whenever I reach out. Overall, I’d definitely recommend microLEAP if you’re looking for a simple and reliable way to invest!"

Rata Ramasamy

Level 2, Chen Ling Tower, The Podium, Jalan Tun Patinggi Haji Ahmad Zaidi Adruce, 93450, Kuching, Sarawak

+6012-859 9185

hello@microleapasia.com