Invest with microLEAP
SC-Regulated Platfrom
Invest from RM10
Up to 18% p.a.

Invest in Malaysian MSMEs. Transparent terms. Clear expected returns.

Invest from just RM10

Why Invest With microLEAP

Recognised Market Operator (RMO) with the Securities Commission Malaysia (SC)

Expected Returns Up To 18% P.A. (Varies By Note)

Auto-Invest Rules You Control

Investor Funds Held In Segregated Trust Accounts

All Issuers Undergo Stringent Credit Assessment With Risk Mitigation Strategies

Start From RM10 + Diversify Easily

Your Safety Comes First

All issuers are subjected to strict credit evaluations: credit scoring, financial checks, psychometric tests, and background screening. All notes carry personal guarantees; micro financing notes include complimentary Personal Accident insurance.

Security Illustration

Simple 3-step Investment Process

Start earning returns in just three easy steps

Browse Investment Notes

View MSME campaigns

1

Browse Investment Notes

View MSME campaigns

2

Browse Investment Notes

View MSME campaigns

3

Live Notes & Campaigns

Use filters, automation, and tier benefits to build a diversified portfolio—without losing control.

Find Your Perfect Investment
Smart Filtering

Find Your Perfect Investment

Filter notes by sector, tenor, type (Shariah/conventional), return/profit rates, and risk ratings. Discover opportunities that match your investment criteria with precision.

Customize your investment strategy
Automated Investing On Your Terms
Automation

Automated Investing On Your Terms

Turn on Auto Invest: set your return profile, tenor, and sector. Or set a certain amount for all investment notes. Ideal for consistent growth. Set it once and let your portfolio grow automatically.

Save time, maximize returns
League of Extraordinary Investors
Elite Benefits

League of Extraordinary Investors

Automatically enrolled when you invest. Earn points as you invest and rise through tiers (Rookie, Apprentice, Champion, Sifu) — unlocking lower Investor Fees and a chance to win monthly and annual cash prizes (in the form of microLEAP Credits).

  • Earn points with every investment
  • Rise through 4 tiers: Rookie → Sifu
  • Unlock lower Investor Fees
  • Win monthly & annual cash prizes
Elevate your investor status
Eduction Hub

Learn How to Invest with microLEAP

New to P2P financing investments? We've got you covered. Watch our step-by-step video tutorials and become a confident investor.

Platform Overview

Learn the basics of navigating the microLEAP platform

How To Top Up Your Account Balance

Step-by-step guide to adding funds to your account

Customise Auto Invest

Automate your investments with customizable filters and preferences

Regulated Platform.
Trustee Structure. Shariah Reviewed.

Funds held in Trust Accounts (Universal Trustee Maybank Berhad)

Securities Commission Malaysia - Recognised Market Operator (RMO)

Securities Commission Malaysia - Recognised Market Operator (RMO)

Shariah-Reviewed By Masryef Advisory

Shariah-Reviewed By Masryef Advisory

Investor funds are held in segregated trust accounts under Universal Trustee (Maybank Trustees Berhad), which acts as the independent trustee responsible for safeguarding the funds, while the platform administers the transactions in accordance with the trust structure.

Investor funds are held in segregated trust accounts under Universal Trustee (Maybank Trustees Berhad), which acts as the independent trustee responsible for safeguarding the funds, while the platform administers the transactions in accordance with the trust structure.

Universal Trustee Berhad

Universal Trustee Berhad

FAQ

Frequently Asked Questions

Got questions? We've got answers. Learn more about investing with microLEAP.

Peer-to-peer (P2P) financing connects investors directly with businesses seeking funding, bypassing traditional banks. On microLEAP, you can browse funding opportunities, invest in businesses you believe in, and earn returns as they repay their financing. microLEAP is regulated by the Securities Commission Malaysia (SC)
You can start investing with as little as RM10 on microLEAP. This low barrier to entry allows you to diversify your portfolio across multiple businesses and manage your risk effectively.
Returns on microLEAP investments can reach up to 18% per annum, depending on the risk profile of the note. Each investment opportunity displays its expected return rate upfront. Returns are typically paid monthly and credited directly to your available balance.
All businesses undergo rigorous credit assessment including credit scoring, financial checks, psychometric tests, and background screening. Micro financing notes include complimentary Personal Accident insurance coverage. Your funds are held in trust accounts with Universal Trustee Maybank Berhad. Additionally, microLEAP is regulated by the Securities Commission Malaysia (SC)
Shariah-compliant / Islamic financing follows Shariah-compliant principles, ensuring the investment adheres to Islamic finance guidelines. Conventional financing operates under standard finance practices. Both options are available on microLEAP, allowing you to choose investments that align with your personal preferences and values.
Returns from your investments are automatically credited to your Available Balance on a monthly basis. You can withdraw your available balance at any time by requesting a withdrawal through your investor dashboard. Withdrawals are typically processed within 3-5 business days to your registered bank account.
Currently no. Investments in notes are held until the financing tenor is complete. However, you'll receive monthly returns throughout the investment period which you can withdraw. We recommend diversifying your portfolio across multiple notes with varying tenors to maintain liquidity.