Banner image
microLEAP

We make business financing more accessible and more transparent, by enabling MSMEs to raise financing and enable investors to participate in the real economy through a regulated marketplace.

About microLEAP

Regulated by the Securities Commission Malaysia

Peer-To-Peer (P2P)
Financing Platform

We make business financing more accessible and more transparent, by enabling MSMEs to raise financing and enabling investors to participate in the real economy through a regulated marketplace.

What We Do:

  • Provide a marketplace where eligible businesses can raise financing through our Investment Notes
  • Enable investors to evaluate opportunities with important information and risk indicators
  • Support programme-based financing for institutions, corporates, and government initiatives where required

Empowering Growth,
Creating Impact

Our Purpose

To democratise finance and empower people to build better futures, whether by growing their businesses or investing in the success of others.

Every ringgit invested through microLEAP contributes to real, measurable impact in communities across Malaysia.

Mission

To enable inclusive access to capital for MSMEs while offering investors ethical and rewarding opportunities.

Vision

To become the leading regional P2P platform, empowering businesses and investors across Southeast Asia and beyond.

How We Operate

We focus on disciplined underwriting, clear disclosures, and process-driven servicing, so the marketplace remains dependable for both businesses and investors.

Prudence

Underwriting and limits designed to manage portfolio concentration and credit risk

Transparency

Clear presentation of terms, fees, and payment structure so investors can make informed decisions

Governance

Programme rulebooks, defined decision rights, and reporting for institutional and mandate-based programmes

Operational Discipline

Structured monitoring, collections workflow, and escalation protocols

Regulatory Compliance

Operating to standards under the Securities Commission Malaysia (SC) Guidelines, with processes designed to support conduct, disclosure, and oversight requirements

What We Stand For

Built On
Purpose

We believe access to financing should be straightforward for viable MSMEs, and participation should be responsible for investors.

Financial Inclusion

Expanding access to capital for underserved MSMEs who are creditworthy but overlooked by traditional finance.

Ethical Conduct

Maintaining transparency, fairness, and integrity in every interaction with investors and businesses.

Platform Integrity

Building systems and processes that ensure sustainable growth and long-term trust in the ecosystem.

Fully Regulated & Compliant

Securities Commission Malaysia
Regulated by the Securities Commission Malaysia

We are regulated by the Securities Commission Malaysia under the Recognised Market Operator (RMO) Guidelines. Our operations comply with rigorous standards in investor protection, risk scoring, and data transparency.

Why Choose
microLEAP?

Dual platform: Shariah-compliant & Conventional

Invest from just RM10

Attractive returns (up to 18% p.a)

Insurance and personal guarantees on select Investment Notes

Auto-Invest option

Backed by institutional funds

Investor Rewards Programme

Why Choose microLEAP
People Behind The Platform

Driven By People

Behind the platform is a team focused on credit discipline, operational execution, compliance, and product delivery, working together to build a marketplace that businesses and investors can rely on.

microLEAP Team
Awards & Recognition

Recognised for
Innovation & Impact

Fintech News Malaysia
2025

Fintech Frontiers 50

Fintech News Malaysia

Tunku Danny was named among the Top 35 award recipients honouring fintech leaders shaping the future of digital finance in Southeast Asia.

Enterprise Asia — Asia Economic Forum
2022

President's Cup for Entrepreneurship

Enterprise Asia — Asia Economic Forum

Winner of this prestigious award recognising entrepreneurs who demonstrate exceptional innovation, creativity, and business leadership.

The Royal Award for Islamic Finance
2022

Royal Award for Islamic Finance (RAIF) Impact Challenge

The Royal Award for Islamic Finance

Selected among the Top 10 teams in the inaugural RAIF Impact Challenge, supporting innovative Shariah-compliant digital solutions with positive economic and social impact.

The Startup Network
2021

Unicorn Pitches Champion

The Startup Network

Crowned Malaysia's Champion for demonstrating innovation, growth potential, and a scalable business model with the potential to become a billion-dollar company.

Cradle Fund — Coach & Grow Programme
2020

Startup of the Year Nominee & Industry Award – Fintech

Cradle Fund — Coach & Grow Programme

Awarded for outstanding innovation, resilience, and sector disruption during COVID-19 as part of CGP Cohort 4's Road to Graduation honours.

Our Locations

Find Us Across Malaysia

Viewing: Petaling Jaya, Selangor (HQ)

Petaling Jaya, Selangor (HQ)

Wisma Pesaka Antah, No.6, Jln 13/6, 46200 Petaling Jaya, Selangor, Malaysia

Mon - Fri: 9:00 AM - 6:00 PM

George Town, Penang

Level 8, Livingston Tower, 170 Argyll Road, 10050, George Town, Penang, Malaysia

Mon - Fri: 9:00 AM - 6:00 PM

Ipoh, Perak

No 6 , Laluan Tasek Timur 3, Taman Tasek Indra, 31400, Ipoh Perak

Mon - Fri: 9:00 AM - 6:00 PM

Kota Bharu, Kelantan

Unit 2-6 to 2-10, Level 2, Troika Kota Bharu, Jalan Mahmood, 15200, Kota Bharu, Kelantan

Mon - Fri: 9:00 AM - 6:00 PM

Muar, Johor

Batu 6 1/2, Sungai Raya, Bukit Pasir, 84300, Muar, Johor

Mon - Fri: 9:00 AM - 6:00 PM

Johor Bharu, Johor

V Workspace, 18A, Jalan Ceria 1A, Taman Nusa Indah, 79100, Nusajaya, Johor

Mon - Fri: 9:00 AM - 6:00 PM

Kota Kinabalu, Sabah

Suite G-02-B, Ground Floor, Menara MAA, No.6 Lorong Api-Api 1, 88000 Kota Kinabalu, Sabah

Mon - Fri: 9:00 AM - 6:00 PM

Kuching, Sarawak

Level 2, Chen Ling Tower, The Podium, Jalan Tun Patinggi Haji Ahmad Zaidi Adruce, 93450, Kuching, Sarawak

Mon - Fri: 9:00 AM - 6:00 PM
Partner With Us

Want to Build
Your Own Programme?

Are you a government agency or corporate looking to support entrepreneurs through financing? Let's co-create a program tailored to your ecosystem.