Vendor & Supply Chain Financing
Improve supplier cash flow and reduce delivery disruption by enabling upfront financing against verified invoices, purchase orders, and contracts—aligned to your procurement workflow. Optimise payment terms responsibly, and (where applicable) deploy capital into a structured supplier financing programme (expected returns vary).
Programme availability, eligibility, and pricing are subject to underwriting and agreed programme terms.
Working Capital Outcomes, Delivered Through Procurement Governance
A supplier financing programme that improves liquidity for vendors while giving programme owners clear controls, visibility, and reporting.
Upfront supplier financing (Invoice / PO / Contract-Based)
Payment-term optimisation without squeezing suppliers
Verified through your workflow (buyer-validated)
Programme reporting & oversight
Shariah-compliant or Conventional options
What Is it?
microLEAP enables financing for verified suppliers in your ecosystem using buyer-validated documents such as invoices, purchase orders, and contracts. Financing can be structured to match your procurement and payment cycle, with repayment aligned to buyer settlement.
Invoice / PO / Contract-Based Financing
Fast financing against verified invoices and purchase orders
Buyer-Verified and Controlled
All suppliers verified through your procurement workflow
Built For Supplier Resilience
Strengthen your entire supply chain network
Investor Return Model (Ecosystem Owner)
If your company funds supplier financing with its own capital, you can earn investment income from the programme's pricing margin (expected returns vary and are not guaranteed).
How It Works
Allocate Funding Pool
You allocate a funding pool (e.g., RM1m–RM10m).
Supplier Draw
Eligible suppliers draw financing against verified invoices/POs/contracts.
Repayment
Suppliers repay on the agreed schedule (typically aligned to buyer settlement).
Returns Credited
Profit/interest is credited back to you, net of agreed platform/servicing fees.
Business Outcomes (Procurement + Operations)
Resilient
Supply Chain
Operations
Improve supplier cash flow so vendors can deliver reliably without waiting for payment cycles
Reduce delivery delays caused by supplier liquidity constraints
Optimise working capital by extending payment terms responsibly, without forcing suppliers to absorb the strain
Strengthen supplier performance through predictable funding access tied to verified delivery/invoicing
Lower disruption and overrun risk by improving supplier resilience across your ecosystem
Supplier resilience & programme reporting
Track supplier take-up, utilisation, and performance—and optionally align reporting to procurement goals and sustainability reporting requirements where relevant.
ESG+
Sustainable Supply
Chain Impact
Supports local SMEs and micro-vendors through structured liquidity access
Helps suppliers scale capacity and fulfil contracts more reliably
Provides reporting that can support procurement governance and (where applicable) ESG disclosures
Sectors
Applicable to any procurement-led ecosystem. Below are examples of sectors where supplier cash flow directly impacts delivery timelines and operational performance.
Manufacturing
Logistics
Engineering
Oil & Gas
GLC Procurement
How It Works
Simple Steps
Vendor Onboarding
Add eligible vendors and contractors from your ecosystem (with agreed onboarding checks).
Document Validation
Invoices, POs, and contracts are validated through your procurement workflow (buyer-verified).
Credit Assessment & Approval
Suppliers are assessed against programme rules and approved within defined limits.
Funding & Disbursement
Fast disbursement to approved vendors based on validated documents.
Repayment Aligned to Buyer Settlement
Repayment is triggered when the buyer pays (repayment mechanism subject to programme structure).
Workflow and controls are configured per programme and subject to agreed terms.
Explore Other Partnership Models
Discover other ways institutions partner with microLEAP to deploy capital and support MSMEs.
Co-Funding Programmes
Blend institutional capital with retail investor participation to scale MSME funding while sharing exposure.
Learn more
Institutional/Corporate Funding Partnership
Deploy institutional or corporate funds via microLEAP's regulated structure with agreed underwriting and reporting.
Learn more
Government & State Initiatives
Targeted MSME schemes aligned to public policy outcomes, with clear governance and reporting.
Learn more
Customisable Financing Programme (CFP)
For mandates that don't fit a standard model — design a bespoke programme with custom eligibility, governance, pricing mechanics, and reporting built around your brief.
Learn moreEngage With Us
Ready to strengthen supplier resilience and reduce operational friction? Speak with our team to design a vendor financing programme aligned to your procurement workflow, payment cycle, and reporting needs.