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Institutional / Corporate Funding Partnership

Deploy institutional or corporate capital into curated SME notes through microLEAP's SC-regulated RMO framework, with clear governance, servicing, and payment tracking.

The Program

What Is This Programme?

This partnership allows institutions and corporates to fund individual SME notes or structured baskets using microLEAP's regulated P2P financing framework—without building an internal SME lending operation. You define programme parameters; microLEAP manages underwriting, disbursement, servicing, and reporting.

Institutional Scale

Deploy capital into curated SME portfolios with defined criteria and concentration limits.

Regulated Structure

SC-regulated RMO framework with governance, disclosures, and repayment transparency.

No Build Required

Deploy without building internal origination, underwriting, and collections team.

Process Flow

How It Works

You set programme objectives and parameters. microLEAP handles origination, underwriting, servicing, and collections—supported by trustee-based fund handling and full payment reporting.

01

Due Diligence & Mandate Alignment

Confirm objectives, risk appetite, sector focus, and reporting needs.

02

Criteria Set-up

Agree eligibility rules, limits, tenors, pricing parameters, and Risk Criterias.

03

Origination

microLEAP sources eligible SMEs and prepares note documentation.

04

Note Issuance

Notes are created with clear terms, disclosures, and risk grading.

05

Funding

Institutional capital is deployed into selected notes or baskets.

06

Trustee

Funds are handled via trustee-based processes consistent with the platform structure.

07

Repayments

Ongoing repayment monitoring, collections workflow, and periodic reporting packs.

Returns & Benefits

Economics & Programme Benefits

SME Yields Per Annum

18%

Expected returns up to 18% p.a.

Expected returns are not guaranteed and vary by note terms, risk grade, and issuer performance.

Pricing Flexibility: Set pricing parameters to match your mandate—including programmes designed for more affordable SME financing.

Faster Deployment: Deploy without long internal build cycles.

Lower Operating Overhead: Leverage microLEAP's existing underwriting and servicing workflows.

Tenor and Risk Grading Options: Structure portfolios across tenors and risk ratings based on agreed parameters.

Repayment Transparency: Repayment schedules and performance visibility throughout the programme lifecycle.

Customisable Reporting Dashboard: Programme-level monitoring and exports (as agreed).

Impact & ESG

Programme Design & Mandate Alignment

ESG Sustainable SME Development

ESG+

Sustainable
SME Development

Strengthens national SME ecosystem

Promotes financial inclusion

Allows targeted funding (Women, Rural, Green, Bumiputera companies, Industry Specific & Etc)

Supports SDG-linked sustainability reporting

Increases access to capital for underserved groups

Engage With Us

Ready to deploy institutional or corporate capital into SME programmes with clear governance and reporting?

Speak with our team to structure a partnership aligned to your mandate and risk appetite.